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Funding investors in 48 states

Capital for real estate investors, at the speed of opportunity.

DSCRWorld finances residential and commercial real estate investors with DSCR, fix & flip, bridge, and hard money loans. Asset based underwriting, no tax returns, and closings measured in days.

★★★★★ 4.9 investor rating
No W2s or tax returns required

DSCR Quick Check

Live

See your debt service coverage ratio and whether your rental qualifies, instantly.

$
$
Your DSCR 1.33
0.751.001.251.50+
$850M+
Funded to date
4,200+
Loans closed
48
States served
30 days
Average close time
Loan programs

One lender for every kind of deal

From long term rentals to ground up construction, our programs are built around the property and the business plan, not your day job.

DSCR Rental Loans

Qualify on the property's cash flow, not your personal income. Ideal for buy and hold investors building a portfolio.

  • Up to 80% LTV
  • 30 year fixed & interest only options
  • No income or employment verification
Get rental terms

Fix & Flip Loans

Purchase and rehab financing for value add projects, structured to fund your renovation as you complete it.

  • Up to 90% of purchase + 100% of rehab
  • Up to 75% of after repair value
  • 12 to 24 month terms, fast draws
Fund a flip

Bridge Loans

Short term capital that lets you move on time sensitive acquisitions before long term financing is in place.

  • Up to 80% LTV, interest only
  • Close in as little as 7 days
  • Residential & commercial assets
Bridge a gap

Hard Money Loans

Asset based lending for investors who need certainty and speed. The deal qualifies, not paperwork.

  • Decisions in 24 to 48 hours
  • Flexible, common sense underwriting
  • First time and seasoned investors
Get a term sheet

New Construction

Ground up financing for spec builds and infill projects, with draw schedules that match your timeline.

  • Up to 85% of total cost
  • Single family to small multifamily
  • Builder friendly draw process
Build with us

Commercial Loans

Financing for multifamily, mixed use, retail, office, and other commercial properties on investor friendly terms.

  • 5+ unit multifamily & mixed use
  • Acquisition, refinance & cash out
  • Loans from $250K to $25M+
Discuss a deal
View all loan programs
Why DSCRWorld

Built by investors, for investors

We know that in real estate, the deal goes to whoever can close. Our entire process is designed to get you to the closing table faster, with fewer surprises.

01

Speed that wins deals

Term sheets in 24 hours and closings in as little as a week, so you never lose a property to a slower buyer.

02

Asset based, not income based

We underwrite the property's numbers. No tax returns, no W2s, and no debt to income hurdles to clear.

03

A real human on every file

You work with a dedicated loan advisor who knows your portfolio and answers the phone, start to finish.

04

Programs that scale with you

From your first flip to a 50 door portfolio refinance, we have a product designed for your next move.

Typical DSCR terms

Representative program highlights for our most popular product.

Loan amount$75K to $3M
Max LTV (purchase)80%
Min. DSCR0.80
Term30 yr fixed
Min. credit score660
Property typesSFR · 1 to 10 units
Investor stories

Trusted on deals that can't wait

★★★★★

"I needed to close a fourplex in nine days or lose my deposit. DSCRWorld had the term sheet out the next morning and funded on time. They've done every deal since."

MR
Marcus R.Buy & hold investor · Atlanta, GA
★★★★★

"The rehab draw process was the smoothest I've used. Inspections were fast and money hit my account same day. It changed how many flips I can run at once."

DL
Dana L.Fix & flip · Phoenix, AZ
★★★★★

"As a self employed investor, traditional banks were a nightmare. Qualifying on the property's rent instead of my tax returns let me refinance eight doors at once."

PS
Priya S.Portfolio investor · Charlotte, NC

Have a deal in mind? Let’s get you funded.

Tell us about your property and a dedicated advisor will send tailored terms, usually within one business day.

No impact to credit No obligation Answer in 24 hours
Get a free quote Call (660) 853-2707